Date: 12/11/2016 Time: 12:00 PM to 2:00 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

OPEN HOUSE Sunday December 11 from 12 Noon – 2 PM. 20K price reduction for your Holiday Gift to yourself. Brick style waterfront home with large heated room in walk out basement to lakefront. Long time family home awaiting new owner. Nice hardwood floors, fireplaced living room, screened porch. Updates include gas heat conversion, driveway, roof and more.

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Ready to buy your dream home? You’ll first need to develop an effective budget.

Creating and maintaining a budget remains a tall task for even thrifty homebuyers. Fortunately, we’re here to help you develop a budget that complements your paycheck and helps you achieve your homeownership aspirations quickly and effortlessly.

Here are three tips you can use to budget for an upcoming home purchase:

  1. Know your credit score.

When was the last time you checked your credit score? Ultimately, this score may determine whether you’re able to secure a loan with a great mortgage rate, so you’ll want to check it regularly.

You are eligible to receive a free credit report annually from each of the three major credit reporting agencies: Equifax, Experian and TransUnion. Each report contains information that is used to calculate your credit score, and as such, you’ll want to ensure all of your credit reports include accurate information.

If you discover an error on any of your credit reports, you should contact the reporting credit bureau immediately. By doing so, you can dispute and fix credit report errors.

In addition, you can monitor your credit score to gain a better handle on your finances. Remember, if you have outstanding credit card bills and other debt, you’ll want to pay this down as much as possible. This will allow you to bolster your credit score and improve your chances of securing your dream home.

  1. Establish savings goals.

Saving for a new home requires hard work and patience. However, you can establish small, realistic savings goals to work toward buying a new house.

For example, do you really need to buy a cup of coffee every morning from an upscale cafe? Or do you need the latest and greatest high-end fashion accessories to spice up your wardrobe? Simple sacrifices can go a long way and may help you accelerate your journey from homebuyer to homeowner.

There are many simple ways to save money over an extended period of time. And if you create a budget and try to stick to it consistently, you can move closer to acquiring your dream home.

  1. Become an expert homebuyer.

Buying a home represents a life-changing decision. Thankfully, many great resources are available to help you find the best value for your budget.

Meeting with a lender enables you to map out your budget and plan accordingly. This lender can offer expert insights and ensure you can find the best mortgage rate for your upcoming purchase.

Also, friends and family members who recently have purchased homes may be able to provide valuable insights into the homebuyer journey, particularly for those who are planning to purchase a home for the first time.

When in doubt, it never hurts to receive expert homebuyer advice. And with assistance from lenders and past homebuyers, you should be able to discover the best way to budget for your new home.

Devote the necessary time and resources to become an expert homebuyer – you’ll be glad you did! As a result, you should be able to obtain your dream home without delay.

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